Jim English
Producing Branch Manager
NMLS #1219619
Direct: 706-340-3498
Cell: 706-340-3498
Branch: 214.340.5225
Other: 706.340.3498
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Hello, I'm Jim English, and I've been navigating the world of mortgage and residential lending for over two decades; and my passion for assisting families and serving communities has only grown stronger. My journey in the mortgage industry was fueled by the desire to help families throughout their lives. I find it incredibly fulfilling to provide strategic advice that not only meets immediate housing needs but also sets the stage for long-term wealth building.
The heart of any community lies in its people, and that's what I appreciate about the north Florida and south Georgia regions I serve. The connections I build with my clients often transform into lifelong friendships, making every interaction special. My approach to working with clients revolves around personal connections. While online services abound, I believe in getting to know my clients through conversations that go beyond the application. This comprehensive understanding allows me to provide genuine advice and form lasting client relationships. Clients often describe their experience with me as founded on effective communication and sound advice. We approach the process with a touch of humor too, making the journey enjoyable and less daunting.
When it comes to loans, my specialization is understanding my borrowers and tailoring solutions to their unique needs. I find immense satisfaction in assisting Veterans and using renovation loan programs to restore and enhance homes, thus contributing to the betterment of our community.
Staying updated with the ever-evolving mortgage industry is essential. I dedicate time to studying industry reports, subscribe to industry leaders, and challenge traditional viewpoints present in this industry. This keeps me informed about the current environment and empowers me to offer innovative solutions all for my client’s best interests. In today's housing market, I see a blend of opportunities. Low housing inventory and perceived higher interest rates create value in homes for buyers. As rates stabilize demand will rise, putting pressure on prices. I'm uniquely qualified to guide homebuyers through these dynamics, highlighting refinancing and renovation opportunities.
My involvement in the community extends to organizing an annual golf tournament named "The Cup." It's not just a game; it's an opportunity for real estate and business professionals to connect, compete, and give back to our community’s non-profit organizations.
Beyond work, I cherish spending time with my family; and enjoy wrenching on older cars, fishing, and a friendly round of golf.
My team and I look forward to serving you and promise an exceptional mortgage experience!
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